We now check our inbox for a link that lets us sign into our new account.
Confirm name & DOB
We now confirm our name and date of birth. This data was pre-filled (I assume based on public information linked to the email address we used)
Add phone number
Verify phone number
Optionally subscribe to newsletter
Terms & conditions
Verify your identity
We now start the process of verifying our identity
Submit photo ID
The first step of the verification process is to submit a form of photo ID.
Take selfie video
Next we have to take a quick selfie video where we read a sentence provided by Monzo.
Confirm Tax residency
Confirm name on card
Here we confirm the address that we signed up with is where we want Monzo to send our card
Choose your PIN number
Activity touch ID
Verifying account information
We now wait for our account information to be verified. This took about a day in our case.
Card is on the way
Our account has now been verified and our Monzo card is on its way to us.
Once our card has arrived, the next step is to activate it.
Hold to reveal PIN
Here we get a chance to see the PIN we originally set to make sure we have it memorised.
Account creation complete
We've now completed everything we need to do to set up our Monzo account. Everything from this point on is optional and helps us get started.
Set up with Apple Pay
Bank account ready
We now get notified that our account is all set to go. We're given our sort code and account number (blanked out).
Now our bank account is set up, we can optionally take a tour which suggests some things worth trying out in Monzo.
This recording shows the user onboarding flow for Monzo. It's quite a long and extensive flow because it involves the process of verifying your identity and setting up a bank account. Obviously some parts are covered over or skipped in the recording to avoid leaking any sensitive data.